Our Featured Boating WriterFacts about Boat Insurance and Registration
By Justin Foss
Registration process of a boat is different in every county throughout the US. Also,
registration depends on the boat type, and the place where one shall be using the boat.
If you are going to use boat in a public waterway, you need to check with your local boat
registrant. If you are using your boat in your own lake or pond for personal use, you will
probably not need to register it. Many types of boats (especially 10' and under) do not need
to be registered.
Who to register the boat with is another question. All counties have different rules n
regulations. Best way is to ask your state department of transportation or motor vehicle
division. Most states give a grace period of 30 days from the time you purchase to the time you
need to register it.
Most important document needed for the registration purpose is the sales receipt. Few
require a manufactures statement of origin, also known as MSO.
And finally, it goes without saying, a registration fee is required. Fees range from
a 10$ annually to value based percentage formula's.
Another important thing to be done after getting a boat is insuring it. Insuring a
boat is very necessary cause boat damages are inevitable in spite of all the care taken. Many
types of insurance policies are available. But, many states require the watercraft liability
insurance which covers the event of damage caused by your boat to another person of his
property.
One should insure the boat for its market value. They should insure the value of the
boat, not what is paid for it. They should also increase the coverage to reflect the increasing
value of the boat. One can also insure the boat for an agreed upon replacement value. The
higher the agreed replacement value of your boat, the higher will be the cost of the insurance
policy.
Boat insurance should cover both physical damage to your boat as well as accident
liability.
Physical damage insurance is usually called hull insurance, although it generally
covers the whole boat. These insurance policies also repair the boat with a deduction for
depreciation.
The limit of liability is based on whether or not the insured is legally required
to raise, remove or destroy the boat. Theft of the boat will not be covered by the policy if
the boat is off the residence premises. Liability may also provide coverage for legal
representation should it become essential from any incidents involving your boat.
With proper registration and well insured boat, one can happily boat without anything
to worry about and rejoice the moments..
About the author
Justin is the webmaster of the site http://www.boat-dealers.us on which he is currently working on.Boats are his passion and he is looking to make his site as complete resource site. On his leisure time he likes to listen music and reading books.
Article Source: http://EzineArticles.com/?expert=Justin_Foss
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Most monohulls larger than a dinghy require ballast, depending on the design ballast will be 20 to 50 percent of the displacement. The ballast is often integrated into their keels as large masses of lead or cast iron. This secures the ballast and gets it as low as possible to improve it's effectivness. External keels are cast in the shape of the keel. A monohull's keel is made effective by a combination of weight, depth and length.
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Once on the road to buying a boat, marine finance and boat insurance must be something to which you give serious thought. There are two ways that you can obtain fianance the first is via a Marine Mortgage which is more suitable for boats in excess of �10,000 , the second is via a Marine Loan which is more suitable for the smaller boats or for refitting boats. Insurance and registration of your boat will normally be required by the finance company.
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Swinging moorings tend to be the cheapest way of mooring a boat, although some sort of winter storage may need to be considered. Swinging moorings are provided in rivers, estuaries, harbours or in other areas of sheltered water. They consist of a buoy which is attached by chains to a heavy sinker which lies on the river or sea bed. Your boat is attached to the buoy and will then swing around in the water according to the direction of the tide - hence the name. To get to your boat you will need to use a small craft like a dinghy or inflatable tender.A mooring in a tidal area will probably mean that the boat is high and dry for some period of time and it is wise to choose one which will sit down comfortably, probably on bilge keels. If you choose to moor your boat in tidal water then you may come across the terms Mud Berth, Half Tide, and All States Of Tide. A Mud Berth is where the tide will go out and leave your boat sitting in the mud until the tide comes in again, which restricts the times as to when you can use your boat. In this case it would be worth contacting the mooring operator to find out when the best times are for using your boat. Half Tide is when the tide will be in at your mooring for about half the time of the full tide. All States Of Tide means that your boat will be afloat all of the time, moorings in these areas tend to be more expensive than the mud berths as you can use your boat at any time
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Boating, Sailing And Marine Stories
Jacare Yacht Village, Cabedelo (Brazil) - new facility for cruisers.
Thu, 24 May 2007 14:15:03 +0200
Sailing the Coast of Brazil? New East Coast Yachting Centre Announced Phillipe Fessard an experienced French sailor, has opened a new yachting centre at Praia do Jacaré, on the Rio Paraiba behind the port of Cabedelo, close to Joao Pessoa, (World Port Index No. 12710, 6 58’S., 34 50’W.). The buoyed channel to Cabedelo is well marked for either day or night entry, with a least depth of more than 8 meters. It is located on the trade wind trans-ocean, trans-equatorial route from Europe and Africa.
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Water treatment for water tanks on boats.
Thu, 23 Aug 2007 22:36:24 +0200
A water purification product for water tanks on boats (in fact any "fresh" water) that is totally effective, odourless, tasteless AND beneficial for your well-being. Aqua Salveo water disinfectant was first and foremostly designed to disinfect contaminated and polluted human drinking water. Therefore, two issues were pertinent. Firstly, Aqua Salveo is needed to demonstrate a killing efficiency with regards to bactaria, fungi and possibly viruses and secondly, as the product is intended for people, it needed to be safe, even when used on a regular basis. Aqua Salveo contains no chlorine or bleaches. AQUA SALVEO IS SPECIFICALLY MADE FOR HUMAN CONSUMPTION AND IS SAFE TO USE AS DIRECTED.
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Bahamas, Virgin Islands And Carribean - Sailing Crew Wanted.
Wed, 5 Dec 2007 22:47:44 +0200
Very well equipped 51 foot sailboat leaving Florida January 15th for extended cruising in the Caribbean. Plan to spend a month in the Bahamas, a month in the Virgin Islands and two months in the Windward and Leeward Islands. I am looking for one or two people to join me and assist in running the boat. Blue water experience preferred but not required. Would require a minimum of one month commitment but would prefer persons who are available for the full four months. I will pay all boat expenses and provision the boat. You must arrange and pay for your transportation to and from the boat and your expenses on land.
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Sailing crew wanted for Great Lakes.
Sat, 9 Jun 2007 19:22:27 +0200
Looking for male sailing crew for three-week North Channel cruise leaving Detroit early August. Crewmember will be expected to share provisioning and other expenses.
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South African crew wanted for Clipper 07-08
Sun, 29 Apr 2007 14:52:59 +0200
South African crew wanted for Clipper 07-08 to defend national pride! Durban Clipper will be competing again in the Clipper 07-08 Round the World Yacht Race when it sets off from Liverpool, UK, on 16 September this year. This will be the second time Durban Clipper has taken part in the race – having finished on the podium in a very creditable second place in Clipper 05-06. With the exception of the skippers, none of the crews are professional sailors and many of those taking part have never sailed before beginning their comprehensive race training. It is not too late for people from South Africa to sign up to take part in this 35,000-mile ocean race. Durban Clipper was narrowly beaten to second place on her first outing by westernaustralia.com Clipper, so there is a great deal of Southern Hemisphere pride to play for!
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